If you owe money for credit cards, medical services, department stores, student loans, or any other debt, at some point you may get sued. The truth is, most creditors despise having to deal with a lawsuit as much as you do. In general, creditors would rather work out a sustainable payment plan with you than […]
Under the right circumstances, bankruptcy is a great tool to help you erase debts and achieve a fresh start. Unfortunately, the stigma associated with the word Bankruptcy often steers people away from filing. It is important to understand that declaring bankrupt (especially Chapter 13) doesn’t mean you are broke, or are admitting that you can’t pay your […]